Quotes From Almost
150 Financial Institutions

Only the best are chosen! Through our platform, we helped more than 200k customers successfully obtain their loans! Better yet, the amount ranges from $3,000 to $300,000 for unsecured loans.

$1000 100,000
3 months 72 months
Interest %
Your monthly
payment
$ 1,385.25

*Calculation is based on an APR of 5.3%. An individualised APR will be presented at the end of your application. Max. APR 48%. Minimum repayment period 3 months to a maximum of 72 months.

    Exciting news!

    We are pleased to announce that we have been awarded as the best loan broker platform in 2021!

    Money Kinetics would like to thank all of you for your continuous support! We will strive to provide even better service for all of our customers. Do lookout for our upcoming updates!

    We work with OVER 150
    financial institutions!

    Here's What You Have To Know About
    Getting A Personal Loan In Singapore

    Still have your doubts about applying for a personal loan? Take some time to go through our
    informative guide below, as we seek to clarify your questions.

    What is a personal loan?

    A personal loan is an unsecured line of credit that one borrows from a financial institution at a fee. They will have to repay the loan over a fixed repayment schedule.

    How much money can i borrow and what's the min and max period of repayment?

    You can borrow up to 6X of your monthly income.

    The minimum repayment period is 3 months and the maximum repayment period is 36 months. You can discuss with your financial institution for your preferred loan tenure.

    What is the annual percentage rate for loans?

    Annual percentage rate is at 12% per year for loans.

    An example of the total cost repayment of a $5000 loan with a 12 mth loan tenure

    ($5,000 x 12%) / 12 months = $466.67 per month. Other than admin fee and late repayment fees (if any), there are no other fees.

    Are the loan providers legal?

    Yes, all of the financial institutions that we work with are legal. All companies have a physical outlet and they display their license in the shop.

    What is a personal loan?

    How does a personal loan work?

    Banks and other financial institutions will provide you with a personal loan that you are required to finish repaying, along with additional interest, within the stipulated loan tenure on your contract.

    You borrow a fixed sum of money, along with a fixed interest rate determined by the financial institution based on your credit rating,

    Your repayments are usually made monthly, till the end of your loan tenure. Loan tenures in Singapore can usually go up to 10 years, depending on your loan amount and the terms and conditions stated on the loan contract.

    How does a personal loan work?

    Banks and other financial institutions will provide you with a personal loan that you are required to finish repaying, along with additional interest, within the stipulated loan tenure on your contract.

    You borrow a fixed sum of money, along with a fixed interest rate determined by the financial institution based on your credit rating,

    Your repayments are usually made monthly, till the end of your loan tenure. Loan tenures in Singapore can usually go up to 10 years, depending on your loan amount and the terms and conditions stated on the loan contract.

    How does a personal loan work?

    Banks and other financial institutions will provide you with a personal loan that you are required to finish repaying, along with additional interest, within the stipulated loan tenure on your contract.

    You borrow a fixed sum of money, along with a fixed interest rate determined by the financial institution based on your credit rating,

    Your repayments are usually made monthly, till the end of your loan tenure. Loan tenures in Singapore can usually go up to 10 years, depending on your loan amount and the terms and conditions stated on the loan contract.

    How does a personal loan work?

    Banks and other financial institutions will provide you with a personal loan that you are required to finish repaying, along with additional interest, within the stipulated loan tenure on your contract.

    You borrow a fixed sum of money, along with a fixed interest rate determined by the financial institution based on your credit rating,

    Your repayments are usually made monthly, till the end of your loan tenure. Loan tenures in Singapore can usually go up to 10 years, depending on your loan amount and the terms and conditions stated on the loan contract.

    How does a personal loan work?

    Banks and other financial institutions will provide you with a personal loan that you are required to finish repaying, along with additional interest, within the stipulated loan tenure on your contract.

    You borrow a fixed sum of money, along with a fixed interest rate determined by the financial institution based on your credit rating,

    Your repayments are usually made monthly, till the end of your loan tenure. Loan tenures in Singapore can usually go up to 10 years, depending on your loan amount and the terms and conditions stated on the loan contract.